Richmond Water Damage Coverage

4/20/2021 (Permalink)

Water damage to your home is more common than one might think. According to the Insurance Information Institute, one in 50 homes will file a water damage claim every year. What's covered and what's not can get confusing so we laid out the basics for you:

Water Damage Covered by Insurance:

• Accidental sewer backup or overflow, sump pump failure
• sudden or accidental water discharge such as a pipe burst
• storm-related water damage like wind damage

Water Damage NOT Covered by Insurance:

• gradual damage - normal wear and tear
• lack of maintenance to leaky or old materials
• mold and rotting due to water leaks
• outside sewer or foundation seepage

It's important to file a successful water leak claim by recording the damages, make repairs that are easily fixed or minor enough to handle, and have the damage assessed by a professional.

If you have water damage in your home, call the professionals at SERVPRO of Richmond and SERVPRO of Henrico. We will work with your insurance company for an efficient and effective restoration and claim process.